How It Works

-Who is a typical ProPath Financial client?

We offer financial planning services for active and diligent preretiree savers with over $150,000 in assets who:

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Feel like it is time to hand off to an expert so you can spend your time doing what you enjoy the most. 

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Find it more important to have high performance over the long term instead of actively trying to “beat the market.”

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Wants someone that they trust to take care of the family in the future. 

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Understands the value of a healthy lifestyle and how it can increase life expectancy.

How our fees work:

No secrets or hidden fees here–we are fee only, so you always know what you’re paying for when you work with us.

Assets Under Management

This is based on assets that are directly managed; this is a percentage of the total amount of assets.

No More than 1% and the percentage will decrease as accounts increase. Typical minimum is $100,000.

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Financial Planning Fee

This is an annual, fixed fee charged either monthly or quarterly and is based on the complexity of a clients situation. Starts at $200 per month.

Call this whatever you want. Financial planning, financial advising, or financial coaching. Regardless of title, your net worth will grow.

Our Process

We work with individuals that hold over $100,000 or more of invested assets, that live an active lifestyle, and want to assign the hours of research and investment management to a professional. If that sounds like you, we’d love to talk! Here is what our process looks like:

ESTABLISH A RELATIONSHIP

Here we will go over our process, services, and responsibilities to determine if we fit your current needs.

We will also discuss compensation, How long the relationship should last, and any conflicts of interest. Here is the initial dive into discussing your goals, expectations, and what retirement looks like to you.

Accumulate Data and Fine Tune your GOALS.

Here is the time to accumulate all the data points necessary for review. This is where we review all the documents that reflect your current financial situation. We will also start to refine your goals and discuss your thoughts and feelings around risk.

ANALYZE financial situation and develop recommendations.

This is where I get creative. I will spend time putting all the pieces together and answering all of your questions. I will consider all aspects of your situation to determine what you need to do to meet your goals.

Depending on what services you’ve asked for, we may analyze your assets, liabilities and cash flow, current insurance coverage, investments or tax strategies. In other words, get as detailed as I can to provide the most value.

Deliver the RECOMMENDATIONS.

This will be our third meeting. At this point, I will share all financial recommendations and explain the rationale so you can make informed decisions.

At this stage, you can ask any questions or share any concerns so that we may make revisions and updates.

Get Started!

After the recommendations are delivered and any revisions are made, we can either continue the process to work together or can go our separate ways.

If we’re working on your retirement, we will start to implement the first steps in our strategy that start us down the path of achieving your goals and financial freedom!

Sound good to you?

Great! You can book a free introductory call anytime to get started 

Tools We Use